How it works

Enter the Car

Tell us the make, model, condition and auction or dealer price

We Calculate

Dealer profit, auction fees, repairs, financing costs — all broken down

You Decide

See the true total before you sign anything. No surprises.

Auction & Dealer prices

Works for Copart, IAAI, and direct dealer purchases

Real financing costs

See exactly what interest adds to your total

Dealer profit exposed

Know exactly how much the dealer is making

English & Spanish

Fully bilingual — en español también

Save your estimates

Compare multiple cars before deciding

100% Free to use

No account required to calculate

No account needed · Takes 2 minutes · Free forever

Car

Pricing

Trade-In

Finance

Review

Results

Step 1 — Car Details

Make

Model

Year

Color

Car Condition — sets repair estimate automatically

⭐Excellent~$250

👍Good~$1,000

⚠️Fair~$2,750

🔧Customyou set

Step 2 — Pricing & Fees

Car Price

Purchase Type?Select how you are buying the car. Auction fees are added on top of the car price. Buying directly from a dealer has no auction fee.

Copart10% fee

IAAI12% fee

Other8% fee

Direct Dealer0% fee

State / Location

Transport Cost

+ Add dealer fee (optional)

Step 3 — Trade-In Value

Make

Model (optional)

Year

Mileage

Dealer Offered You (optional — triggers lowball check)

Step 4 — Financing

Bank Type?Credit Unions offer the best rates. Big banks are mid-range. Subprime lenders charge the most.

Credit Union

Chase / BoA

Subprime

Credit Score

720+Excellent

660–719Good

600–659Fair

<600Poor

Effective Rate

Loan Term

48 mo

Down Payment

+ Add extra bank / lender fee (optional)

Step 5 — Review Your Info

Make sure everything looks right before we calculate.

Full Transparency Report

Total True Cost

$—

all-in before down payment

Amount Financed

$—

after down payment

Monthly Payment

$—

over 48 months

📊

Awaiting input

Complete the steps to generate your full cost analysis.

Base Auction Price	$0
Dealer Profit fixed 20%	$0
Dealer Fee	$0
State / Registration Fee	$0
Repair Estimate Excellent	$0
Transport Cost	$0
Trade-In Value	$0
Finance Interest Rate 5%	—
Bank Fee	$0
Down Payment	$0
Total True Cost	$0
Amount Financed (in debt)	$0

Estimated Insurance Cost

$—/mo

Based on vehicle type and state.

What-If Comparison

See how loan term affects your payments

Financing $— at 5% over 48 months → $— / month · Interest adds $0 total

⚠️ Note: All cost figures are estimates for transparency purposes only. Dealer markup is shown at a fixed 20%.

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